How much (as a percentage of fund) would you guess it cost to transfer RMB 1,406 from Taiwan to Malaysia using the traditional banking services? In this article I share my expensive lesson on international fund transaction using traditional banks. A staggering 27.46% of my fund of RMB 1,406 was “taxed” by the intermediary. Both the sending bank (in Taiwan) & receiving bank (in Malaysia) said that there it was not possible to find out how the intermediary levy the charges!
The 2019 version of a one-glance-see-all compact calendar, created by David Seah, but customized by the author for the state of Selangor, Malaysia is provided in this article. This compact calendar is easily customized to suite the user’s needs.
I echo here YB Lim’s advice for all Malaysians, regardless of whichever side of the political divide we stand, to take the opportunity offered to us after the 14th General Election (GE14) to bury the ghost of May 13th forever. But the lessons of May 13th should always be taught to younger generations so that the same will not happen again.
With the much longer duration of stay compared to college students and that the greater impact of early education on a person’s development, it is vital that children, especially those enrolled in learning centres outside the purview of the Ministry of Education, be given better consumer protection. Hence tighter governance of these learning centres is badly needed.
A compact “one-view-see-all” calendar for 2018 inclusive of Malaysian public holidays and school terms is available for download. This version is optimized for Selangor State but is easily customized (if you download the Excel version) to any state of Malaysia.
With almost every working adult in Malaysia now owning a smartphone, it is not surprising that work has been creeping into the “smartphone” during family / leisure time after work. So if you see an adult of working age, keeps his/her down while having a shopping mall outing with his/her family on a Sunday, it is not surprising that it could be work-related. The boss’s expectation aside, it is often the smartphone user’s inability to disconnect his/her mind that prompts him/her to use the smartphone to check work-related stuff, even on a rest day.
The flow of tertiary students has been only one-way: only from Malaysia to Taiwan. Very few Taiwanese students are found in Malaysian colleges and universities. This article set out to find ways in which a more balanced and mutually beneficial framework of relationships between Taiwanese and Malaysian institutions of higher learning could be forged.
3 Key Questions are raised in this article:
(a) What are the number of new students we need to fulfill the aspirations of the power that be for the National Education Blueprint 2015 -2025 to bear fruits?
(b) What are the projected number of new students from existing sources, both local and foreign?
(c) If there is indeed a deficit, what other sources of new students that Malaysia can muster?
Based on the US model of population and income and compare these with the equivalents for Taiwan and Malaysia….the wisdom of Taiwan’s decision to reduce her universities by one third is apparent. It means also that Malaysia cannot sustain the high number of tertiary institutions. Wake up call?
With our multi-religious, multicultural, multilingual and diverse dietary preferences, it would not take much to start a sectarian firestorm if restrain is no longer applied. I feel that the phrase “tolerant of each other” is wrong. To survive as a nation, Malaysians collectively should be accepting each other as we are and get on with our lives.